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How To Spot A Reverse Mortgage Scam

Reverse mortgages have helped countless senior homeowners convert a portion of their home equity into much-needed cash to provide added income during retirement. This type of loan offers many advantages for seniors, and it’s no surprise that many have been applying in recent years. If

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How To Deduct Mortgage Interest From Your Taxes

Did you know that owning property has tax incentives as a “mortgage interest deduction?” This article will outline what a mortgage interest deduction is, its limits, and how to include this deduction in your taxes. What counts as a “Mortgage Interest Deduction”? The mortgage interest

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“How Much Money Do I Need to Buy My First Home?”

Buying a home is one of the most important decisions you can make. Plus, considering current low mortgage rates, homeownership has never been more appealing and affordable. In this article, we’ll break down how much you need to purchase a new home before the year

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How Does APR Work In A Mortgage Payment?

When you shop around for a loan, you may encounter the term APR or annual percentage rate. Some people think that interest rates and APRs are the same, but in reality, there are subtle differences between the two. This article will explain what an APR

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How Does A Mortgage Underwriter Verify Income?

The mortgage underwriting process is essential to verify income and ultimately determine whether the loan is approved or not. In addition to examining your income, the underwriter will also dive into significant events such as recently graduating from school, switching careers, or starting a new

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How Does a Home Improvement Loan Work?

Home renovations can be expensive, and saving up for extensive improvements could take years. Fortunately, you can fast-track your goals with a home improvement loan. Home improvement loans allow you to use the equity in your home to fund your home renovation. Benefits of a

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How Do You Get A Mortgage For A Rental Property?

Purchasing your first rental property is a big step in your real estate investor journey. Aside from choosing a potentially profitable property, you need to figure out how to finance your rental. Before sharing how to apply for an investment loan, let’s look at how

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How Do Non-QM Loans Work?

what if you don’t qualify through traditional means? This is an issue that self-employed and other non-W2 workers often face since their proof of income and employment differs from what lenders typically require. The good news is that those who don’t meet the criteria for

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Everything You Need to Know to Refinance Your Mortgage

Are you familiar with the benefits of mortgage refinancing? There are many reasons to refinance your mortgage, like lowering your monthly payments, saving on interest, or simply paying off your loan faster. But before you commit, it’s important you know how refinancing works. In this

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Discover Your Home Equity Options

One of the pluses of property ownership is the opportunity to build equity. If there’s ever a time that you need a considerable amount of cash (such as for paying off debt or a home remodel), you’ll have access to it by borrowing against your

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Debunking 5 Myths About VA Home Loans

The popularity of VA loans has soared in recent years, surpassing the 1 million mark in 2020, and is on pace to break that record in 2021. But despite the success of the VA home loan program, there is still some skepticism among prospective homebuyers

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