Congratulations – You’ve tied the knot! One of the first questions married couples ask their financial advisor is if their credit scores and debts are going to affect the other partner. While your credit scores are going to play a major role in many of

When you plan for retirement, most people dream of quiet days reading, world travel or even starting a business. After years of hard work, saving and successful money management, the last thing you would imagine is that you need more financial planning to ensure your

I was working by the time I was 15, coaching other kids for my private sport club to pay for uniforms, prom and save for college. My eldest, at fifteen, expects to bring in about $3500 this year as a science camp counselor during spring

Americans need to start planning for health care needs in retirement before it’s too late. With a growing population over age 65, more and more people are going to need long-term care to cover health care expenses well into their 80’s and 90’s. Long Term

Maybe this is your first career position out of college or perhaps you’ve been promoted and your bi-weekly paycheck is about to get a big boost. Rather than continuing to skimp and save on everyday expenses, limiting your credit use, sharing an apartment to keep

There may be times in your life when purchasing Life Insurance can make a lot of sense. For example, when you have a spouse or children dependent upon your income to survive, life insurance is often a must-have. But did you know that life insurance

Like most Gen Y college graduates or Millennials, saving for retirement is not a top financial priority. Now that you’re earning a steady paycheck, living expenses, car payments, mortgages, marriages, families and, of course, student loans must be addressed; however, saving for retirement should also

There is both an upside and downside to buying or renting a home, condo or apartment. Buyers can argue that owning property gives them financial security that they can pass on to their children. However, that American Dream can be very expensive and financially limiting.

Military personnel do lead very different lives from civilian employees, but they can make the same smart investment choices as everyone else. Not only do these special citizens have the same chance to purchase stocks or real estate, but they also enjoy special opportunities only

Every fall, droves of college students, staff and faculty flock to college towns to prepare for a new school year, and they all have one need in common – housing. This consistent demand for accommodations is a boon to the savvy real estate investor. Most

If you want to build wealth over time or have some extra funds to fall back on for emergencies (or fun), one of the best things you can do is to start investing. Unfortunately, many people refrain from investing in the stock market because they

Most of us work and save for retirement up until the day we are ready to walk away from work— whether that’s at age 62 when you become eligible to receive Social Security benefits, after the 25th year when you earn a pension bonus or

In many real estate markets, cash buyers have earned a reputation for scoring the best deals and best prices. These buyers also have a reputation for stealing homes out from under other buyers using financing, simply because cash purchases are assumed to be a faster

If you have decided to buy a home, you will soon need to qualify for a home loan. Mortgage lenders will use both your credit score and credit report to determine if you qualify for financing. However, every lender will use slightly different criteria. In

Do you always seem to be playing catch up? Do you end your day with a longer list of things to-do than you started? Are you stressed about how you spend your time? If you’re like most Americans, you may not be spending your time

Summer is currently in full swing and you are probably just starting to enjoy the fruits of your labors from your spring projects. While you are relaxing, you can take a few simple home maintenance steps that will save you a lot of time and